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Does having multiple credit cards and credit makes it more difficult to get a mortgage? I have many credit cards, 100 thousand in the total limit.
 

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I accidentally read that you have 100 thousands credit cards and almost died, lol. Well, can you clearly explain why you need so many cards?
 

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If you have a bad credit history, I don't think your mortgage application will be approved. But if you do not have any problems with this, then you can hire a mortgage expert who will help you sort out all the paperwork and get a mortgage on favorable terms for you. By the way, when you are waiting for the mortgage application approval, it is not recommended to make large purchases at this time, because this may affect the decision from the bank. Actually, I have a great mortgage broker Birmingham who will answer any question about the mortgage and can become your personal broker, so I will be glad if this recommendation is useful for you.
 
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